how to file a roof insurance claim in SE oklahoma & ne Texas
The storm has passed—now the clock is ticking.
Filing an insurance claim for roof damage in Southeast Oklahoma and Northeast Texas can be an overwhelming process. Between high-wind events and heavy hail, your roof takes a beating, and the window to file a claim is often shorter than you think.
The Strawn Roofing Step-by-Step Guide:
Document Everything: Before you call your agent, take photos of your yard, fallen limbs, and any visible shingle debris. Call your local licensed and insured roofing contractor. The team at Strawn Roofing specializes in insurance claims. This is a separate trained skill apart from just being a contractor.
Get a Forensic Inspection: Insurance adjusters are looking for specific damage markers. We provide a professional assessment to ensure no damage is overlooked, as well compare the damage to your policy and help you make an informed decision as to whether or not it is a sound decision to file a claim, or just for-go the claim and pay for a repair out of pocket in lieu of a potential negative impact on your insurance score with a zero-pay claim.
Review Your Policy: Understanding the difference between Replacement Cost Value (RCV) and Actual Cash Value (ACV) is critical before the first check is cut. Our team will help you navigate this. We know how confusing the lingo can be and how surprising it is to discover exactly what IS and IS NOT covered by your policy with endorsements being disguised by confusing word play.
Don’t go it alone. We’ve helped countless homeowners across the region navigate the claims process with honesty and precision.
